Take advantage of the most favorable rate for your activity.
You only pay transaction costs. No monthly fees, installation fees, deposit fees, or withdrawal fees.
No hidden fees, plain and simple !
Standard
Indicative annual turnover
Up to €250,000
- Portal Access
- Online Payment
- Payment with PayByBox
- Pay by Link (WhatsApp, Email, SMS, …)
- Pay by QR Code
- 3D Secure
- Email Support
Transactions Fees Estimated
EuroZone Cards (Debit)
1.28% + €0.20
EuroZone Cards (Credit)
1.39% + €0.20
EuroZone Business Cards
2.20% + €0.20
EuroZone Cards (Debit)
1.42% + €0.20
EuroZone Cards (Credit)
1.52% + €0.20
EuroZone Business Cards
1.90% + €0.20
PayPal
(1)
€0.10
Enterprise
Indicative annual turnover
From €250,000
- Portal Access
- Online Payment
- Payment with PayByBox
- Pay by Link (WhatsApp, Email, SMS, …)
- Pay by QR Code
- Custom transactions
- Card Vaulting
- 3D Secure
- Multi-User Access
- Email & Phone Support
- Dedicated CSM
Volume pricing
All prices shown on this page are exclusive of tax.
(1) Processing fees charged to your account, excluding the fees that PayPal may charge to your PayPal account.
We strive to have full transparency on the composition of the payment card transaction processing costs. Therefore, our fees are structured on the Interchange++ model.
This model allows our merchants to identify easily the three fees (Interchange fees, Payment Card Association fees and acquisition fees) associated with card payments.
The rates above have been generated for your information only to help you understand the final fees you may have to pay for the purchases done with an European card.
RuckPay can customize its pricing for all merchants with an annual turnover greater than €250,000.
Please contact the sales department for a suitable offer.
An additional fee of 0.4% will be applied for the specific sectors requiring additional monitoring.
You will be informed if these fees apply to your activity when you confirm your activity at the beginning of the application process.
Definitions of costs associated with processing payment card transactions:
- Interchange : Fees charged by payment card issuers for each transaction processed (please visit the Visa and MasterCard websites for up-to-date rates).
- Payment Card Association Fees: Fees charged by Visa and MasterCard for the use of their transaction processing systems and for the development of their services.
- Acquisition fees: Fees agreed with your card acquirer, generally in the form of a fixed amount and a percentage for each transaction.
Interchange and Payment Card Association fees may vary depending on the characteristics of each transaction and the type of card used, while RuckPay acquiring fees do not change.
For any merchant selling for less than €250,000 per year, RuckPay and its payment partner charge the following fees:
| Payment Card Fees (per transaction) | Standard |
|---|---|
| Acquisition fee: | |
| – European consumer cards | 0.95% |
| – European corporate cards | 0.35% |
| – International consumer cards | 0.60% |
| – International corporate cards | 0.35% |
| Fixed costs | 0.20€ |
| Chargeback | 25€ |
| Refund | 0.35€ |
| Authentication request (3DS) | free of charge |
All prices shown on this page are exclusive of tax.